Nurlita, Okky Budi, et al. “Evaluating Customer Eligibility for Consumptive Financing: A Scoring System Approach”. SERAMBI: Jurnal Ekonomi Manajemen Dan Bisnis Islam, vol. 6, no. 3, Sept. 2024, pp. 187-98, doi:10.36407/serambi.v6i3.1439.