WULANDJANI, Harimurti. Repeated use of buy-now-pay-later (BNPL) services: A reciprocal relationship of technological and behavioral attributes . Jurnal Manajemen Strategi dan Aplikasi Bisnis, [S. l.], v. 9, n. 1, p. 69–84, 2026. DOI: 10.36407/jmsab.v9i1.1539. Disponível em: https://ejournal.imperiuminstitute.org/index.php/JMSAB/article/view/1539. Acesso em: 11 jul. 2026.